RD Calculator
RD Calculator
What will your Recurring Deposit be worth at maturity?
₹
%
mo
%
%
Maturity value
₹0
Total deposited
₹0
Interest earned
₹0
Inflation-adjusted maturity
0
in today's money
Post-tax maturity
₹0
Approximates the quarterly-compounding method most Indian banks use for RDs: each deposit earns interest from the month it's made, compounded every quarter. Actual bank calculations may round slightly differently month to month — treat this as a close estimate.
Tax: RD interest is fully taxable at your slab rate, exactly like FD interest. Banks deduct 10% TDS (20% without PAN) once your total interest at that bank — FDs and RDs combined — crosses ₹50,000 in a financial year (₹1,00,000 for senior citizens). TDS is only an advance against your final slab-rate tax, which is what the post-tax figure above uses. Submit Form 15G/15H to stop TDS if your total income is below the taxable limit.