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Loans LAP vs Personal Loan Calculator A much lower rate, in exchange for pledging your property. e.g. Rs 15L needEMI and total interest, both routes Investing Gold: SGB vs ETF vs Physical The same rupees in gold, three very different tax outcomes. e.g. Rs 5L, 8 yrsSGB's tax-free exit usually wins Loans Credit Card Payoff Calculator Payoff time and true cost - including the 18% GST on interest. e.g. Rs 1L at 42%payoff plan Budgeting Inflation Calculator See what today's rupee is worth years from now. e.g. Rs 1L todayRs 1.8L in 10 yrs Savings KVP Calculator See how long your Kisan Vikas Patra takes to double. e.g. Rs 1L at 7.5%Rs 2L in ~9.5 yrs Retirement EPS Pension Calculator EPFO's formula with the Rs 15,000 cap and early-pension cuts made visible. e.g. 30 yrs of serviceRs 6,857/mo Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Investing Direct vs Regular Mutual Fund Plan Calculator Identical holdings, different distributor commission. e.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantified Retirement FIRE Calculator for India The corpus you need to stop working, on Indian inflation. e.g. ₹60,000/mo expenses₹2.06Cr and 20 years away Budgeting 50/30/20 Budget Calculator Split your take-home into needs, wants, and tax-smart savings. e.g. Rs 80,000 pay50/30/20 split Tax HUF Tax Planning Calculator A second set of slabs for the same family, if structured right. e.g. Rs 6L routed via HUFreal annual tax saved Loans Home Loan EMI & Prepayment Calculator EMI, interest, and prepayment savings, in one place. e.g. Rs 40L loan, 20 yrsRs 34,714/mo Retirement FIRE Number Calculator (Sequence-Risk Adjusted) Retiring decades early needs a lower withdrawal rate than 4%. e.g. $60K expenses, retiring at 45the SORR-adjusted target Retirement 401(k) Calculator Project your 401(k) balance with contributions and employer match. e.g. $80K salary, 6% + match$612K Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Retirement Social Security Estimator Claim at 62, 67, or 70? Compare your benefit. e.g. $2,000 at 67$2,480 if you wait to 70 Loans HELOC vs Cash-Out Refinance Calculator A cash-out refi resets your ENTIRE mortgage rate, not just the new cash. e.g. $80K cash neededHELOC or refi, which costs less Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Budgeting Net Worth Calculator Add up what you own, subtract what you owe. e.g. $250K assets, $150K debt$100K net worth Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts Savings Coverdell ESA vs 529 Plan Calculator More flexibility, capped at $2,000 a year. e.g. $6,000/yr desiredthe growth gap from the Coverdell cap Loans Auto Loan Calculator Work out your monthly car payment and total interest. e.g. $30K, 60mo at 6%$580/mo