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Loans Home Loan Balance Transfer Calculator A lower rate only wins if you clear the transfer-cost breakeven. e.g. Rs 40L balance, 9.5%8.4% -> real savings after fees Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Tax LRS Foreign Remittance TCS Calculator Same remittance, wildly different TCS depending on purpose. e.g. Rs 12L remittanceTCS from 0.5% to 20% by purpose Savings PPF Calculator See what your PPF account grows to at maturity. e.g. Rs 1.5L/yr, 15 yrsRs 40.7L Investing CAGR Calculator Work out the annual growth rate behind any investment. e.g. Rs 1LRs 2.5L in 5 yrs = 20% CAGR Investing REIT/InvIT Yield & Tax Calculator The headline yield, and what you actually keep after tax. e.g. 7% yieldreal post-tax number after the taxable slice Tax Crypto & VDA Tax Calculator Flat 30%, no loss set-off, no exceptions. e.g. Rs 3L gainflat tax regardless of other crypto losses Retirement Gratuity Calculator Estimate the gratuity payout owed at your salary and tenure. e.g. Rs 40,000 salary, 10 yrsRs 2.3L Investing Direct vs Regular Mutual Fund Plan Calculator Identical holdings, different distributor commission. e.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantified Loans Home Loan EMI & Prepayment Calculator EMI, interest, and prepayment savings, in one place. e.g. Rs 40L loan, 20 yrsRs 34,714/mo Retirement NPS Calculator Corpus, tax-free lump sum, and the pension after tax and inflation. e.g. Rs 10,000/mo from 30Rs 2.3Cr at 60 Loans Prepay vs Invest Extra cash: pay down the loan, or invest it instead? e.g. Extra Rs 5,000/mo, 20-yr loanRs 2.4L saved by prepaying Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Retirement Backdoor Roth IRA Calculator What the pro-rata rule actually taxes on your conversion. e.g. $80K pre-tax IRA + $7K contributionmost of it is taxable Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. $10,000 at 7%, 10 yrs$19.7K Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Savings CD Ladder Calculator Spread savings across CDs for steady, staggered returns. e.g. $20,000 across 5 rungs4.5% average yield Savings HSA Calculator See how an HSA grows with its triple tax break. e.g. $3,000/yr, 20 yrs$130K tax-free Budgeting HSA vs FSA vs Limited-Purpose FSA Calculator The only account with a triple tax advantage, if you're eligible. e.g. $3,000 expensestax savings across all three account types Retirement Roth Conversion Ladder Calculator Each conversion needs its own 5-year clock before it's penalty-free. e.g. $40K/yr conversiontax due now and your access date Tax Capital Gains Tax Calculator Estimate the tax owed on an investment gain. e.g. $5,000 gaintax owed Budgeting Net Worth Calculator Add up what you own, subtract what you owe. e.g. $250K assets, $150K debt$100K net worth Budgeting 50/30/20 Budget Calculator Split your paycheck into needs, wants, and savings. e.g. $5,000 pay50/30/20 split