Every money calculator, one search away

Investing Step Up SIP Calculator Raise your SIP with your salary and see what it adds. e.g. ₹10K/mo +10% a year, 15 yrs₹35L more than flat Retirement Term Insurance Cover Calculator The Human Life Value method, not a flat "10x income" guess. e.g. Rs 12L income, 20 yrsRs 1.55Cr cover Tax ULIP Surrender & Maturity Tax Calculator One premium threshold decides if your payout is tax-free. e.g. Rs 1.5L premiumfully exempt or capital-gains taxed Investing REIT/InvIT Yield & Tax Calculator The headline yield, and what you actually keep after tax. e.g. 7% yieldreal post-tax number after the taxable slice Investing SIP vs Lumpsum Calculator Averaging into volatility, or betting on time in the market. e.g. ₹6L availableSIP vs lumpsum, same horizon Insurance Term Insurance vs Endowment Plan Calculator Pure protection plus your own investing, or one bundled plan. e.g. ₹1Cr coverterm+invest vs endowment, compared Loans Flat vs Reducing Rate EMI Calculator See the true effective rate hiding behind a "flat rate" loan. e.g. 8% flat~14.5% true reducing rate Loans Home Loan EMI & Prepayment Calculator EMI, interest, and prepayment savings, in one place. e.g. Rs 40L loan, 20 yrsRs 34,714/mo Savings PPF Calculator See what your PPF account grows to at maturity. e.g. Rs 1.5L/yr, 15 yrsRs 40.7L Retirement NPS Calculator Corpus, tax-free lump sum, and the pension after tax and inflation. e.g. Rs 10,000/mo from 30Rs 2.3Cr at 60 Tax Salary / Take-Home Calculator See what actually lands in your account from your CTC. e.g. Rs 12L CTC~Rs 94K/mo take-home Investing Lumpsum Calculator What a one-time investment grows to, before and after tax. e.g. ₹5L at 12%, 10 yrs₹15.5L Savings CD Ladder Calculator Spread savings across CDs for steady, staggered returns. e.g. $20,000 across 5 rungs4.5% average yield Budgeting Dependent Care FSA vs Child Tax Credit Optimizer You can't double-dip, but the right order saves the most. e.g. $8,000 care coststhe optimal FSA + credit combination Tax Capital Gains Tax Calculator Estimate the tax owed on an investment gain. e.g. $5,000 gaintax owed Savings HSA Calculator See how an HSA grows with its triple tax break. e.g. $3,000/yr, 20 yrs$130K tax-free Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Retirement Safe Withdrawal Rate Backtester How often your withdrawal rate would have survived US market history. e.g. 4% over 30 years, 60% equityhistorical success rate Loans HELOC vs Cash-Out Refinance Calculator A cash-out refi resets your ENTIRE mortgage rate, not just the new cash. e.g. $80K cash neededHELOC or refi, which costs less Tax US Expatriation / Green Card Exit Tax Calculator A deemed sale of everything you own, the day before you leave. e.g. $2.5M net worth, $1.5M gainsestimated exit tax exposure Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Budgeting HSA vs FSA vs Limited-Purpose FSA Calculator The only account with a triple tax advantage, if you're eligible. e.g. $3,000 expensestax savings across all three account types Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Investing 1031 Exchange Calculator Full deferral needs equal-or-greater value, not just a like-kind swap. e.g. $800K sale, $120K depreciationtax deferred vs selling outright