Skip to content
Calculators

Popular calculators

Loans Car Loan EMI Calculator EMI, total interest, and what the car is worth by the end. e.g. Rs 8L, 60mo at 9.5%Rs 16,800/mo Investing Post-tax Yield Comparator FD vs debt fund vs equity fund vs PPF/SSY, ranked after tax. e.g. Rs 5L, 10 yrs, 30% slabequity fund wins Retirement NPS vs EPF vs PPF Calculator Different lock-ins, different tax rules, different equity exposure. e.g. ₹10K/month, 25 yrsretirement corpus, three ways Savings NSC Calculator Work out your National Savings Certificate maturity value. e.g. Rs 1L, 5 yrs at 7.7%Rs 1.45L Retirement Health Insurance Cover Adequacy Calculator Is your health cover actually enough, or just a round number? e.g. Age 35, family of 3, metrorecommended cover vs your gap Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. Rs 1L at 10%, 10 yrsRs 2.7L Tax HUF Tax Planning Calculator A second set of slabs for the same family, if structured right. e.g. Rs 6L routed via HUFreal annual tax saved Investing SIP vs Lumpsum Calculator Averaging into volatility, or betting on time in the market. e.g. ₹6L availableSIP vs lumpsum, same horizon Investing Direct vs Regular Mutual Fund Plan Calculator Identical holdings, different distributor commission. e.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantified Retirement NPS Tier 2 vs Mutual Fund Calculator Same growth, very different tax on the way out. e.g. Rs 15,000/mo, 15 yrswhich nets more after tax Tax TDS Calculator Work out the TDS a bank deducts on your FD/RD interest. e.g. Rs 60,000 interestRs 6,000 TDS at 10% Investing Lumpsum Calculator What a one-time investment grows to, before and after tax. e.g. ₹5L at 12%, 10 yrs₹15.5L Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Loans Mortgage & Payoff Calculator Mortgage payments, interest, and payoff savings, in one place. e.g. $400K loan, 30 yrs$2,398/mo Investing 1031 Exchange Calculator Full deferral needs equal-or-greater value, not just a like-kind swap. e.g. $800K sale, $120K depreciationtax deferred vs selling outright Savings High-Yield Savings Calculator See what a better savings rate earns you over time. e.g. $5,000 at 4.5%, 5 yrs$6,280 Loans HELOC vs Cash-Out Refinance Calculator A cash-out refi resets your ENTIRE mortgage rate, not just the new cash. e.g. $80K cash neededHELOC or refi, which costs less Loans Student Loan Repayment Plan Comparator A lower payment now usually means more years and more total interest. e.g. $45K balancestandard vs income-driven payment estimate Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts Tax Federal Income Tax Calculator Find your federal tax bracket and estimated bill. e.g. $90K incomeyour bracket
Reviews

Calculator reviews: know the tool before you trust it

Articles

Money truths every common man should know

Plan your next investment in minutes

Use the calculators, then read the strategy behind the numbers.

Explore calculators