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Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Tax HUF Tax Planning Calculator A second set of slabs for the same family, if structured right. e.g. Rs 6L routed via HUFreal annual tax saved Retirement SCSS Calculator Estimate quarterly interest from a Senior Citizens Savings account. e.g. Rs 15L, 5 yrsRs 6L interest Retirement NRI Return-to-India Retirement Bridge Calculator A short window where your foreign income stays outside Indian tax. e.g. 15 yrs abroadyour estimated RNOR restructuring window Tax DTAA Foreign Tax Credit Calculator How much of your foreign tax actually offsets India tax. e.g. Rs 15L foreign incomeFTC capped at India's own rate Investing Direct vs Regular Mutual Fund Plan Calculator Identical holdings, different distributor commission. e.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantified Tax GST Calculator Add or remove GST from any price instantly. e.g. Rs 10,000 at 18% GSTRs 11,800 Tax HRA Exemption Calculator Work out how much of your HRA is tax-exempt. e.g. Rs 40,000 basic, Rs 18,000 rentexemption Loans Credit Card Payoff Calculator Payoff time and true cost - including the 18% GST on interest. e.g. Rs 1L at 42%payoff plan Loans Car Loan EMI Calculator EMI, total interest, and what the car is worth by the end. e.g. Rs 8L, 60mo at 9.5%Rs 16,800/mo Retirement Atal Pension Yojana Calculator See the monthly contribution and guaranteed pension for your age. e.g. Age 25, Rs 5,000 pensionRs 376/mo Loans Rent vs Buy Calculator Would renting and investing the difference beat buying? e.g. Rs 60L home, Rs 20K rentbreak-even year Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Tax RSU Tax & Withholding-Gap Calculator The 22% withholding rarely covers what you actually owe. e.g. $80K vest at 32% bracketreal gap to set aside Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Savings HSA Calculator See how an HSA grows with its triple tax break. e.g. $3,000/yr, 20 yrs$130K tax-free Retirement Safe Withdrawal Rate Backtester How often your withdrawal rate would have survived US market history. e.g. 4% over 30 years, 60% equityhistorical success rate Loans ARM vs Fixed-Rate Mortgage Calculator A lower rate now, in exchange for uncertainty later. e.g. 7/1 ARM vs 30-year fixedcost over your real hold period Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Loans Auto Loan Calculator Work out your monthly car payment and total interest. e.g. $30K, 60mo at 6%$580/mo Tax Capital Gains Tax Calculator Estimate the tax owed on an investment gain. e.g. $5,000 gaintax owed Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free
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