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Budgeting Inflation Calculator See what today's rupee is worth years from now. e.g. Rs 1L todayRs 1.8L in 10 yrs Tax Income Tax Calculator Compare the old and new tax regimes side by side. e.g. Rs 12L incomeold vs new regime Tax Salary / Take-Home Calculator See what actually lands in your account from your CTC. e.g. Rs 12L CTC~Rs 94K/mo take-home Tax Freelancer Presumptive Tax Calculator Section 44ADA presumptive vs actual-expense: which nets more. e.g. Rs 18L receiptspresumptive usually wins Loans Personal Loan EMI Calculator EMI, total interest, and what the processing fee really costs. e.g. ₹5L at 14%, 3 yrs₹17,089/mo, 16.6% effective Investing Reach a Goal Work out the monthly SIP needed to hit a target. e.g. Target Rs 1Cr in 10 yrsRs 43,000/mo Tax LRS Foreign Remittance TCS Calculator Same remittance, wildly different TCS depending on purpose. e.g. Rs 12L remittanceTCS from 0.5% to 20% by purpose Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Loans Prepay vs Invest Extra cash: pay down the loan, or invest it instead? e.g. Extra Rs 5,000/mo, 20-yr loanRs 2.4L saved by prepaying Retirement Health Insurance Cover Adequacy Calculator Is your health cover actually enough, or just a round number? e.g. Age 35, family of 3, metrorecommended cover vs your gap Loans Home Loan Balance Transfer Calculator A lower rate only wins if you clear the transfer-cost breakeven. e.g. Rs 40L balance, 9.5%8.4% -> real savings after fees Retirement SCSS Calculator Estimate quarterly interest from a Senior Citizens Savings account. e.g. Rs 15L, 5 yrsRs 6L interest Tax Capital Gains Tax Calculator Estimate the tax owed on an investment gain. e.g. $5,000 gaintax owed Retirement Social Security Estimator Claim at 62, 67, or 70? Compare your benefit. e.g. $2,000 at 67$2,480 if you wait to 70 Budgeting 50/30/20 Budget Calculator Split your paycheck into needs, wants, and savings. e.g. $5,000 pay50/30/20 split Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts Budgeting Dependent Care FSA vs Child Tax Credit Optimizer You can't double-dip, but the right order saves the most. e.g. $8,000 care coststhe optimal FSA + credit combination Investing 1031 Exchange Calculator Full deferral needs equal-or-greater value, not just a like-kind swap. e.g. $800K sale, $120K depreciationtax deferred vs selling outright Tax ISO vs NSO Exercise Calculator No tax now, or tax now -- and the AMT trap either way. e.g. 5,000 options, $35 spreadNSO tax vs ISO AMT exposure Tax RSU Tax & Withholding-Gap Calculator The 22% withholding rarely covers what you actually owe. e.g. $80K vest at 32% bracketreal gap to set aside Retirement Solo 401(k) vs SEP IRA Calculator The employee-deferral gap that usually decides which plan wins. e.g. $150K net SE incomeextra room with Solo 401(k) Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Tax Paycheck Calculator See what actually lands in your account after tax. e.g. $70K salaryreal take-home
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