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Investing Cost of Delay Calculator What starting your SIP late really costs - and the catch-up SIP needed. e.g. Start 5 yrs late~Rs 90L less at 25 yrs Savings NPS Vatsalya Calculator Project your child's NPS Vatsalya corpus at 18 - and at 60. e.g. Rs 2,000/mo from age 5~Rs 6.4L at 18 Investing SIP Calculator See what a monthly SIP grows into over time. e.g. Rs 10,000/mo, 15 yrsRs 50.3L Investing Reach a Goal Work out the monthly SIP needed to hit a target. e.g. Target Rs 1Cr in 10 yrsRs 43,000/mo Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Retirement NPS vs EPF vs PPF Calculator Different lock-ins, different tax rules, different equity exposure. e.g. ₹10K/month, 25 yrsretirement corpus, three ways Tax HUF Tax Planning Calculator A second set of slabs for the same family, if structured right. e.g. Rs 6L routed via HUFreal annual tax saved Tax ULIP Surrender & Maturity Tax Calculator One premium threshold decides if your payout is tax-free. e.g. Rs 1.5L premiumfully exempt or capital-gains taxed Savings NSC Calculator Work out your National Savings Certificate maturity value. e.g. Rs 1L, 5 yrs at 7.7%Rs 1.45L Investing Step Up SIP Calculator Raise your SIP with your salary and see what it adds. e.g. ₹10K/mo +10% a year, 15 yrs₹35L more than flat Tax Freelancer Presumptive Tax Calculator Section 44ADA presumptive vs actual-expense: which nets more. e.g. Rs 18L receiptspresumptive usually wins Tax NRI FEMA Remittance Calculator NRE repatriates freely; NRO is capped at USD 1 million a year. e.g. $150K from NROremaining headroom this financial year Loans HELOC vs Cash-Out Refinance Calculator A cash-out refi resets your ENTIRE mortgage rate, not just the new cash. e.g. $80K cash neededHELOC or refi, which costs less Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Tax Capital Gains Tax Calculator Estimate the tax owed on an investment gain. e.g. $5,000 gaintax owed Loans ARM vs Fixed-Rate Mortgage Calculator A lower rate now, in exchange for uncertainty later. e.g. 7/1 ARM vs 30-year fixedcost over your real hold period Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Loans Auto Loan Calculator Work out your monthly car payment and total interest. e.g. $30K, 60mo at 6%$580/mo Savings 529 Plan vs Custodial Brokerage Calculator Tax-free growth with strings attached, or no strings with a tax bill. e.g. $300/mo, 10 yrs529 vs UTMA/UGMA, post-tax Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free Loans Mortgage & Payoff Calculator Mortgage payments, interest, and payoff savings, in one place. e.g. $400K loan, 30 yrs$2,398/mo Budgeting Net Worth Calculator Add up what you own, subtract what you owe. e.g. $250K assets, $150K debt$100K net worth Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA