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Savings FD vs Debt Mutual Fund Calculator Guaranteed slab-rate tax, or market-linked slab-rate tax. e.g. ₹5L, 5 yrsFD vs debt fund, post-tax Retirement EPF Calculator Project your provident fund at retirement. e.g. Rs 25,000 basic, 30 yrsRs 1.8Cr Retirement EPS Pension Calculator EPFO's formula with the Rs 15,000 cap and early-pension cuts made visible. e.g. 30 yrs of serviceRs 6,857/mo Retirement Atal Pension Yojana Calculator See the monthly contribution and guaranteed pension for your age. e.g. Age 25, Rs 5,000 pensionRs 376/mo Savings Post Office MIS Calculator See the guaranteed monthly income from a Post Office MIS account. e.g. Rs 9L at 7.4%Rs 5,550/mo Tax ULIP Surrender & Maturity Tax Calculator One premium threshold decides if your payout is tax-free. e.g. Rs 1.5L premiumfully exempt or capital-gains taxed Retirement FIRE Calculator for India The corpus you need to stop working, on Indian inflation. e.g. ₹60,000/mo expenses₹2.06Cr and 20 years away Tax HRA Exemption Calculator Work out how much of your HRA is tax-exempt. e.g. Rs 40,000 basic, Rs 18,000 rentexemption Tax GST Composition vs Regular Scheme Calculator A lower flat rate, but no input tax credit. e.g. Rs 40L turnoverwhich scheme actually costs less GST Tax GST Calculator Add or remove GST from any price instantly. e.g. Rs 10,000 at 18% GSTRs 11,800 Retirement NPS vs EPF vs PPF Calculator Different lock-ins, different tax rules, different equity exposure. e.g. ₹10K/month, 25 yrsretirement corpus, three ways Investing SIP Calculator See what a monthly SIP grows into over time. e.g. Rs 10,000/mo, 15 yrsRs 50.3L Retirement Safe Withdrawal Rate Backtester How often your withdrawal rate would have survived US market history. e.g. 4% over 30 years, 60% equityhistorical success rate Loans ARM vs Fixed-Rate Mortgage Calculator A lower rate now, in exchange for uncertainty later. e.g. 7/1 ARM vs 30-year fixedcost over your real hold period Retirement Backdoor Roth IRA Calculator What the pro-rata rule actually taxes on your conversion. e.g. $80K pre-tax IRA + $7K contributionmost of it is taxable Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Tax ISO vs NSO Exercise Calculator No tax now, or tax now -- and the AMT trap either way. e.g. 5,000 options, $35 spreadNSO tax vs ISO AMT exposure Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA Loans Credit Card Payoff Calculator See how long payoff takes and what interest costs. e.g. $8,000 at 22%payoff plan Tax S-Corp vs Sole Proprietor Calculator Only the salary portion pays payroll tax, if it's genuinely reasonable. e.g. $150K net incomereal savings after compliance cost
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