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Retirement NRI Return-to-India Retirement Bridge Calculator A short window where your foreign income stays outside Indian tax. e.g. 15 yrs abroadyour estimated RNOR restructuring window Tax TDS Calculator Work out the TDS a bank deducts on your FD/RD interest. e.g. Rs 60,000 interestRs 6,000 TDS at 10% Savings KVP Calculator See how long your Kisan Vikas Patra takes to double. e.g. Rs 1L at 7.5%Rs 2L in ~9.5 yrs Investing Gold: SGB vs ETF vs Physical The same rupees in gold, three very different tax outcomes. e.g. Rs 5L, 8 yrsSGB's tax-free exit usually wins Retirement Retirement Corpus Calculator Find the corpus you need to retire on your terms. e.g. Rs 50,000/mo expensescorpus needed Investing Reach a Goal Work out the monthly SIP needed to hit a target. e.g. Target Rs 1Cr in 10 yrsRs 43,000/mo Retirement NPS Tier 2 vs Mutual Fund Calculator Same growth, very different tax on the way out. e.g. Rs 15,000/mo, 15 yrswhich nets more after tax Loans Pre-EMI vs Full-EMI Calculator Lighter now, or cheaper over the loan's life. e.g. Rs 40L loan, 24mo constructionreal lifetime interest gap Savings Simple Interest Calculator Work out interest on a fixed principal, no compounding. e.g. Rs 1L at 8%, 3 yrsRs 24,000 interest Budgeting Net Worth Calculator Add up what you own, subtract what you owe. e.g. Rs 20L assets, Rs 8L debtRs 12L net worth Loans LAP vs Personal Loan Calculator A much lower rate, in exchange for pledging your property. e.g. Rs 15L needEMI and total interest, both routes Tax ESOP Taxation Calculator Perquisite tax at exercise, capital gains tax at sale. e.g. 1,000 shares, Rs 450 spreadtwo separate tax events Tax RSU Tax & Withholding-Gap Calculator The 22% withholding rarely covers what you actually owe. e.g. $80K vest at 32% bracketreal gap to set aside Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. $10,000 at 7%, 10 yrs$19.7K Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Savings CD Ladder Calculator Spread savings across CDs for steady, staggered returns. e.g. $20,000 across 5 rungs4.5% average yield Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Savings High-Yield Savings Calculator See what a better savings rate earns you over time. e.g. $5,000 at 4.5%, 5 yrs$6,280 Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Retirement FIRE Number Calculator (Sequence-Risk Adjusted) Retiring decades early needs a lower withdrawal rate than 4%. e.g. $60K expenses, retiring at 45the SORR-adjusted target Loans Auto Loan Calculator Work out your monthly car payment and total interest. e.g. $30K, 60mo at 6%$580/mo
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