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Savings NPS Vatsalya Calculator Project your child's NPS Vatsalya corpus at 18 - and at 60. e.g. Rs 2,000/mo from age 5~Rs 6.4L at 18 Investing REIT/InvIT Yield & Tax Calculator The headline yield, and what you actually keep after tax. e.g. 7% yieldreal post-tax number after the taxable slice Investing Direct vs Regular Mutual Fund Plan Calculator Identical holdings, different distributor commission. e.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantified Loans Flat vs Reducing Rate EMI Calculator See the true effective rate hiding behind a "flat rate" loan. e.g. 8% flat~14.5% true reducing rate Savings Sukanya Samriddhi Calculator Project your daughter's SSY account to maturity - fully tax-free. e.g. Rs 1.5L/yr~Rs 72L at 21 Retirement Health Insurance Cover Adequacy Calculator Is your health cover actually enough, or just a round number? e.g. Age 35, family of 3, metrorecommended cover vs your gap Loans Home Loan Balance Transfer Calculator A lower rate only wins if you clear the transfer-cost breakeven. e.g. Rs 40L balance, 9.5%8.4% -> real savings after fees Loans Personal Loan EMI Calculator EMI, total interest, and what the processing fee really costs. e.g. ₹5L at 14%, 3 yrs₹17,089/mo, 16.6% effective Savings FD Calculator Work out what a fixed deposit matures to. e.g. Rs 5L, 5 yrs at 7%Rs 7.1L Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Investing Cost of Delay Calculator What starting your SIP late really costs - and the catch-up SIP needed. e.g. Start 5 yrs late~Rs 90L less at 25 yrs Investing Index Fund vs Active Fund Calculator Cost is guaranteed, outperformance isn't. e.g. ₹15K/month, 15 yrsthe gross-return edge active funds need Savings HSA Calculator See how an HSA grows with its triple tax break. e.g. $3,000/yr, 20 yrs$130K tax-free Savings 529 Plan vs Custodial Brokerage Calculator Tax-free growth with strings attached, or no strings with a tax bill. e.g. $300/mo, 10 yrs529 vs UTMA/UGMA, post-tax Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Budgeting Dependent Care FSA vs Child Tax Credit Optimizer You can't double-dip, but the right order saves the most. e.g. $8,000 care coststhe optimal FSA + credit combination Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free Retirement Roth Conversion Ladder Calculator Each conversion needs its own 5-year clock before it's penalty-free. e.g. $40K/yr conversiontax due now and your access date Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Retirement Backdoor Roth IRA Calculator What the pro-rata rule actually taxes on your conversion. e.g. $80K pre-tax IRA + $7K contributionmost of it is taxable Loans HELOC vs Cash-Out Refinance Calculator A cash-out refi resets your ENTIRE mortgage rate, not just the new cash. e.g. $80K cash neededHELOC or refi, which costs less Investing Investment Growth Calculator See what a monthly investment grows into over time. e.g. $500/mo, 20 yrs$274K Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Tax Paycheck Calculator See what actually lands in your account after tax. e.g. $70K salaryreal take-home