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Savings NPS Vatsalya Calculator Project your child's NPS Vatsalya corpus at 18 - and at 60. e.g. Rs 2,000/mo from age 5~Rs 6.4L at 18 Investing Lumpsum & Existing Holdings Projector Project EPF, PPF, NPS and other holdings forward, each at its own rate. e.g. EPF + PPF + NPS, 8 yrsblended projection Investing SIP vs Lumpsum Calculator Averaging into volatility, or betting on time in the market. e.g. ₹6L availableSIP vs lumpsum, same horizon Tax Capital Gains Tax Calculator Equity, debt funds, property, gold - the tax before you sell. e.g. Rs 6L gain on equityRs 61,750 tax Tax DTAA Foreign Tax Credit Calculator How much of your foreign tax actually offsets India tax. e.g. Rs 15L foreign incomeFTC capped at India's own rate Loans Flat vs Reducing Rate EMI Calculator See the true effective rate hiding behind a "flat rate" loan. e.g. 8% flat~14.5% true reducing rate Tax ULIP Surrender & Maturity Tax Calculator One premium threshold decides if your payout is tax-free. e.g. Rs 1.5L premiumfully exempt or capital-gains taxed Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. Rs 1L at 10%, 10 yrsRs 2.7L Budgeting Net Worth Calculator Add up what you own, subtract what you owe. e.g. Rs 20L assets, Rs 8L debtRs 12L net worth Loans Credit Card Payoff Calculator Payoff time and true cost - including the 18% GST on interest. e.g. Rs 1L at 42%payoff plan Insurance Term Insurance vs Endowment Plan Calculator Pure protection plus your own investing, or one bundled plan. e.g. ₹1Cr coverterm+invest vs endowment, compared Loans Car Loan EMI Calculator EMI, total interest, and what the car is worth by the end. e.g. Rs 8L, 60mo at 9.5%Rs 16,800/mo Retirement Safe Withdrawal Rate Backtester How often your withdrawal rate would have survived US market history. e.g. 4% over 30 years, 60% equityhistorical success rate Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. $10,000 at 7%, 10 yrs$19.7K Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Tax RSU Tax & Withholding-Gap Calculator The 22% withholding rarely covers what you actually owe. e.g. $80K vest at 32% bracketreal gap to set aside Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Savings HSA Calculator See how an HSA grows with its triple tax break. e.g. $3,000/yr, 20 yrs$130K tax-free Tax US Expatriation / Green Card Exit Tax Calculator A deemed sale of everything you own, the day before you leave. e.g. $2.5M net worth, $1.5M gainsestimated exit tax exposure Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range