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Investing Gold: SGB vs ETF vs Physical The same rupees in gold, three very different tax outcomes. e.g. Rs 5L, 8 yrsSGB's tax-free exit usually wins Investing CAGR Calculator Work out the annual growth rate behind any investment. e.g. Rs 1LRs 2.5L in 5 yrs = 20% CAGR Investing SIP Calculator See what a monthly SIP grows into over time. e.g. Rs 10,000/mo, 15 yrsRs 50.3L Loans Rent vs Buy Calculator Would renting and investing the difference beat buying? e.g. Rs 60L home, Rs 20K rentbreak-even year Retirement Term Insurance Cover Calculator The Human Life Value method, not a flat "10x income" guess. e.g. Rs 12L income, 20 yrsRs 1.55Cr cover Investing Lumpsum Calculator What a one-time investment grows to, before and after tax. e.g. ₹5L at 12%, 10 yrs₹15.5L Budgeting 50/30/20 Budget Calculator Split your take-home into needs, wants, and tax-smart savings. e.g. Rs 80,000 pay50/30/20 split Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Investing Advanced SIP Calculator Project, goal and existing corpus in one, with a realistic market path. e.g. Rs 10,000/mo, 15 yrsRs 50.4L Retirement NPS Calculator Corpus, tax-free lump sum, and the pension after tax and inflation. e.g. Rs 10,000/mo from 30Rs 2.3Cr at 60 Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Tax ESOP Taxation Calculator Perquisite tax at exercise, capital gains tax at sale. e.g. 1,000 shares, Rs 450 spreadtwo separate tax events Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Budgeting Inflation Calculator See what today's dollar is worth years from now. e.g. $10,000 today$13.4K in 10 yrs Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Retirement Backdoor Roth IRA Calculator What the pro-rata rule actually taxes on your conversion. e.g. $80K pre-tax IRA + $7K contributionmost of it is taxable Tax S-Corp vs Sole Proprietor Calculator Only the salary portion pays payroll tax, if it's genuinely reasonable. e.g. $150K net incomereal savings after compliance cost Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Retirement Safe Withdrawal Rate Backtester How often your withdrawal rate would have survived US market history. e.g. 4% over 30 years, 60% equityhistorical success rate Budgeting HSA vs FSA vs Limited-Purpose FSA Calculator The only account with a triple tax advantage, if you're eligible. e.g. $3,000 expensestax savings across all three account types Retirement Social Security Estimator Claim at 62, 67, or 70? Compare your benefit. e.g. $2,000 at 67$2,480 if you wait to 70 Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free Budgeting 50/30/20 Budget Calculator Split your paycheck into needs, wants, and savings. e.g. $5,000 pay50/30/20 split Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA