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Tax HUF Tax Planning Calculator A second set of slabs for the same family, if structured right. e.g. Rs 6L routed via HUFreal annual tax saved Loans Prepay vs Invest Extra cash: pay down the loan, or invest it instead? e.g. Extra Rs 5,000/mo, 20-yr loanRs 2.4L saved by prepaying Insurance Term Insurance vs Endowment Plan Calculator Pure protection plus your own investing, or one bundled plan. e.g. ₹1Cr coverterm+invest vs endowment, compared Loans Credit Card Payoff Calculator Payoff time and true cost - including the 18% GST on interest. e.g. Rs 1L at 42%payoff plan Loans Pre-EMI vs Full-EMI Calculator Lighter now, or cheaper over the loan's life. e.g. Rs 40L loan, 24mo constructionreal lifetime interest gap Investing Index Fund vs Active Fund Calculator Cost is guaranteed, outperformance isn't. e.g. ₹15K/month, 15 yrsthe gross-return edge active funds need Tax ESOP Taxation Calculator Perquisite tax at exercise, capital gains tax at sale. e.g. 1,000 shares, Rs 450 spreadtwo separate tax events Investing Gold: SGB vs ETF vs Physical The same rupees in gold, three very different tax outcomes. e.g. Rs 5L, 8 yrsSGB's tax-free exit usually wins Investing Lumpsum & Existing Holdings Projector Project EPF, PPF, NPS and other holdings forward, each at its own rate. e.g. EPF + PPF + NPS, 8 yrsblended projection Savings Post Office MIS Calculator See the guaranteed monthly income from a Post Office MIS account. e.g. Rs 9L at 7.4%Rs 5,550/mo Investing Reach a Goal Work out the monthly SIP needed to hit a target. e.g. Target Rs 1Cr in 10 yrsRs 43,000/mo Tax NRI Property Sale TDS Calculator The TDS withheld is nowhere near your actual tax. e.g. Rs 80L saleTDS on the full price, not just the gain Retirement Social Security Estimator Claim at 62, 67, or 70? Compare your benefit. e.g. $2,000 at 67$2,480 if you wait to 70 Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. $10,000 at 7%, 10 yrs$19.7K Tax US Expatriation / Green Card Exit Tax Calculator A deemed sale of everything you own, the day before you leave. e.g. $2.5M net worth, $1.5M gainsestimated exit tax exposure Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Savings High-Yield Savings Calculator See what a better savings rate earns you over time. e.g. $5,000 at 4.5%, 5 yrs$6,280 Savings Coverdell ESA vs 529 Plan Calculator More flexibility, capped at $2,000 a year. e.g. $6,000/yr desiredthe growth gap from the Coverdell cap Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free Tax ISO vs NSO Exercise Calculator No tax now, or tax now -- and the AMT trap either way. e.g. 5,000 options, $35 spreadNSO tax vs ISO AMT exposure
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