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Investing SIP Calculator See what a monthly SIP grows into over time. e.g. Rs 10,000/mo, 15 yrsRs 50.3L Retirement Term Insurance Cover Calculator The Human Life Value method, not a flat "10x income" guess. e.g. Rs 12L income, 20 yrsRs 1.55Cr cover Investing Cost of Delay Calculator What starting your SIP late really costs - and the catch-up SIP needed. e.g. Start 5 yrs late~Rs 90L less at 25 yrs Retirement EPS Pension Calculator EPFO's formula with the Rs 15,000 cap and early-pension cuts made visible. e.g. 30 yrs of serviceRs 6,857/mo Investing Lumpsum & Existing Holdings Projector Project EPF, PPF, NPS and other holdings forward, each at its own rate. e.g. EPF + PPF + NPS, 8 yrsblended projection Savings Bank FD vs Corporate FD Calculator The extra rate is compensation for extra credit risk. e.g. ₹5L, 3 yrsthe credit-risk premium, quantified Tax ESOP Taxation Calculator Perquisite tax at exercise, capital gains tax at sale. e.g. 1,000 shares, Rs 450 spreadtwo separate tax events Loans Rent vs Buy Calculator Would renting and investing the difference beat buying? e.g. Rs 60L home, Rs 20K rentbreak-even year Investing CAGR Calculator Work out the annual growth rate behind any investment. e.g. Rs 1LRs 2.5L in 5 yrs = 20% CAGR Tax Freelancer Presumptive Tax Calculator Section 44ADA presumptive vs actual-expense: which nets more. e.g. Rs 18L receiptspresumptive usually wins Retirement Health Insurance Cover Adequacy Calculator Is your health cover actually enough, or just a round number? e.g. Age 35, family of 3, metrorecommended cover vs your gap Investing Gold: SGB vs ETF vs Physical The same rupees in gold, three very different tax outcomes. e.g. Rs 5L, 8 yrsSGB's tax-free exit usually wins Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Tax Federal Income Tax Calculator Find your federal tax bracket and estimated bill. e.g. $90K incomeyour bracket Retirement Roth Conversion Ladder Calculator Each conversion needs its own 5-year clock before it's penalty-free. e.g. $40K/yr conversiontax due now and your access date Retirement FIRE Number Calculator (Sequence-Risk Adjusted) Retiring decades early needs a lower withdrawal rate than 4%. e.g. $60K expenses, retiring at 45the SORR-adjusted target Tax RSU Tax & Withholding-Gap Calculator The 22% withholding rarely covers what you actually owe. e.g. $80K vest at 32% bracketreal gap to set aside Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Tax Paycheck Calculator See what actually lands in your account after tax. e.g. $70K salaryreal take-home Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Loans HELOC vs Cash-Out Refinance Calculator A cash-out refi resets your ENTIRE mortgage rate, not just the new cash. e.g. $80K cash neededHELOC or refi, which costs less Investing Investment Growth Calculator See what a monthly investment grows into over time. e.g. $500/mo, 20 yrs$274K Retirement 401(k) Calculator Project your 401(k) balance with contributions and employer match. e.g. $80K salary, 6% + match$612K