HRA Exemption Calculator
HRA Exemption Calculator
How much of your HRA is actually tax-free?
₹
₹
₹
%
%
HRA exemption (annual)
0
the tax-free portion
Taxable HRA (annual)
0
added to your taxable income
Total HRA received (annual)
0
before exemption
Monthly rent in 10 years
0
at this inflation rate
Tax saved by the exemption
₹0
per year, at your slab (old regime only)
The tax-free portion is the LOWEST of three amounts: actual HRA received, rent paid minus 10% of Basic+DA, and 50% of Basic+DA in a metro city (Delhi, Mumbai, Kolkata, Chennai) or 40% elsewhere — set the city slider to match. HRA exemption is only available under the old tax regime; it does not apply if you have opted into the new regime — compare regimes in the Income Tax Calculator before assuming the saving. If annual rent exceeds ₹1L, you must give your employer the landlord's PAN; rent above ₹50,000/month also requires you to deduct 2% TDS under §194-IB when paying an individual landlord.