401(k) Calculator

What will your 401(k) actually grow to?

Current age

Retirement age

Annual salary$

Your contribution%

Employer match (% of salary)%

Expected annual return%

Current 401(k) balance$

Assumed inflation%

Balance at retirement

yours plus employer match, compounded

Your total contributions

Employer match total

Inflation-adjusted balance

in today's money

Simplified: assumes your contribution percentage and salary stay level (real paychecks usually get raises, which this does not model) and applies the employer match every month with no cap modeled -- check your plan document for the exact match formula and any vesting schedule, since unvested employer contributions are not really yours until vested.