Inflation Calculator
What will your money actually be worth?
Equivalent cost in the future
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what that amount will cost to buy later
Real value of that amount
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what it will feel like in current purchasing power
Today's amount vs the inflation gap
Time to halve (rule of 72)
Shows the same effect from two directions: what that amount will cost to buy in the future at this inflation rate, and what that same amount will feel like in current purchasing power terms. Useful for sanity-checking whether a savings or investment plan is actually keeping up with rising prices, not just growing in nominal rupee terms.
Frequently asked questions
What's a reasonable percentage of income to save each month?
A commonly cited target is 20% of take-home income toward savings and investments, though the right number depends heavily on your expenses, debt, and goals. Starting with any consistent amount and increasing it over time matters more than hitting a specific percentage from day one.
How do I build a budget that actually sticks?
Budgets that fail are usually too restrictive to sustain. Tracking actual spending for a month before setting targets, building in a discretionary/fun category rather than eliminating it entirely, and automating savings so it happens before you can spend it all tend to work better than a rigid, all-or-nothing budget.
What's the 50/30/20 rule?
A simple budgeting guideline: roughly 50% of take-home income to needs (rent, utilities, groceries), 30% to wants (dining out, entertainment), and 20% to savings and debt repayment beyond the minimum. It's a starting framework, not a strict rule -- adjust the splits to your actual cost of living.
How much should I keep as an emergency fund?
A common guideline is 3-6 months of essential expenses, held somewhere liquid and low-risk rather than invested for growth. Build it before aggressively investing elsewhere -- it's what keeps a job loss or medical bill from forcing you to sell investments at a bad time.
Estimates only, not financial advice. See our Disclaimer.
