KVP Calculator: When Will Your Money Double?

Kisan Vikas Patra is a simple scheme designed to double your money over a set period. This calculator shows when.

What is it?

KVP is a post-office savings certificate. At the current rate it roughly doubles your investment over about 9.5 years.

How is it calculated?

Maturity follows compound growth: the doubling time depends on the rate, currently around 7.5%, giving roughly 115 months.

Example

₹1 lakh in KVP becomes ₹2 lakh in about 115 months (9 years 7 months) at the current rate.

Key things to know

• KVP gives no 80C tax benefit.
• Interest is taxable at your slab.
• There’s a lock-in of about 2.5 years.
• Best for very safety-focused savers.

What to do next

KVP is available at post offices and some banks.

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Frequently asked questions

Does KVP save tax?
No, it has no 80C benefit.

How long to double?
About 9.5 years at the current rate.

Is it transferable?
Yes, KVP can be transferred in certain cases.

Disclaimer: This article is for general information only and is not financial or tax advice. Consult a qualified advisor before making investment or tax decisions.