Net Worth Calculator: Know Where You Stand

Net worth is the clearest single number for your financial health. This calculator adds up where you really stand.

What is it?

Net worth is everything you own (assets) minus everything you owe (liabilities). Tracking it over time shows real progress.

How is it calculated?

Net worth = total assets − total liabilities, covering cash, investments and property against loans and dues.

Example

With ₹80 lakh in assets and ₹30 lakh in loans, your net worth is ₹50 lakh.

Key things to know

• Track it yearly to see your trend.
• Rising net worth matters more than rising income.
• Pay down high-interest debt to lift it fastest.
• Don’t count depreciating items at inflated values.

What to do next

Recalculate your net worth yearly to track progress.

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Frequently asked questions

What counts as an asset?
Cash, investments, property, and valuables you own.

Should I include my home?
Yes, minus the outstanding home loan.

What’s a good net worth?
One that grows steadily and outpaces your liabilities.

Disclaimer: This article is for general information only and is not financial or tax advice. Consult a qualified advisor before making investment or tax decisions.