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Savings FD vs RD Calculator Lump sum today, or building it up month by month. e.g. ₹5L lump sum vs ₹15K/monthpost-tax maturity, compared Retirement Health Insurance Cover Adequacy Calculator Is your health cover actually enough, or just a round number? e.g. Age 35, family of 3, metrorecommended cover vs your gap Tax HUF Tax Planning Calculator A second set of slabs for the same family, if structured right. e.g. Rs 6L routed via HUFreal annual tax saved Retirement EPS Pension Calculator EPFO's formula with the Rs 15,000 cap and early-pension cuts made visible. e.g. 30 yrs of serviceRs 6,857/mo Tax ELSS vs PPF vs Regular Mutual Fund Calculator Three ways to build a corpus, three very different lock-ins. e.g. ₹1.5L/yr 80C budgetthree post-tax outcomes Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Loans Home Loan Balance Transfer Calculator A lower rate only wins if you clear the transfer-cost breakeven. e.g. Rs 40L balance, 9.5%8.4% -> real savings after fees Tax NRI FEMA Remittance Calculator NRE repatriates freely; NRO is capped at USD 1 million a year. e.g. $150K from NROremaining headroom this financial year Retirement SWP Calculator See how long a withdrawal plan makes your corpus last. e.g. Rs 50L corpus, Rs 30,000/molasts? Tax Salary / Take-Home Calculator See what actually lands in your account from your CTC. e.g. Rs 12L CTC~Rs 94K/mo take-home Investing Impact of 1% Calculator See what a 1% fee or return difference compounds into over decades. e.g. 1% drag on Rs 10,000/mo, 20 yrsRs 12.5L lost Tax NRI Property Sale TDS Calculator The TDS withheld is nowhere near your actual tax. e.g. Rs 80L saleTDS on the full price, not just the gain Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Loans Payoff vs Invest Extra cash: pay down debt, or invest it instead? e.g. Extra $300/mo, 20-yr loan$9,800 saved by paying off Loans Student Loan Repayment Plan Comparator A lower payment now usually means more years and more total interest. e.g. $45K balancestandard vs income-driven payment estimate Retirement FIRE Number Calculator (Sequence-Risk Adjusted) Retiring decades early needs a lower withdrawal rate than 4%. e.g. $60K expenses, retiring at 45the SORR-adjusted target Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Savings 529 Plan vs Custodial Brokerage Calculator Tax-free growth with strings attached, or no strings with a tax bill. e.g. $300/mo, 10 yrs529 vs UTMA/UGMA, post-tax Retirement Backdoor Roth IRA Calculator What the pro-rata rule actually taxes on your conversion. e.g. $80K pre-tax IRA + $7K contributionmost of it is taxable Investing 1031 Exchange Calculator Full deferral needs equal-or-greater value, not just a like-kind swap. e.g. $800K sale, $120K depreciationtax deferred vs selling outright
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