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Loans Home Loan Balance Transfer Calculator A lower rate only wins if you clear the transfer-cost breakeven. e.g. Rs 40L balance, 9.5%8.4% -> real savings after fees Retirement Gratuity Calculator Estimate the gratuity payout owed at your salary and tenure. e.g. Rs 40,000 salary, 10 yrsRs 2.3L Budgeting 50/30/20 Budget Calculator Split your take-home into needs, wants, and tax-smart savings. e.g. Rs 80,000 pay50/30/20 split Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Savings NSC Calculator Work out your National Savings Certificate maturity value. e.g. Rs 1L, 5 yrs at 7.7%Rs 1.45L Investing Step Up SIP Calculator Raise your SIP with your salary and see what it adds. e.g. ₹10K/mo +10% a year, 15 yrs₹35L more than flat Investing SIP vs Lumpsum Calculator Averaging into volatility, or betting on time in the market. e.g. ₹6L availableSIP vs lumpsum, same horizon Tax Income Tax Calculator Compare the old and new tax regimes side by side. e.g. Rs 12L incomeold vs new regime Investing Lumpsum & Existing Holdings Projector Project EPF, PPF, NPS and other holdings forward, each at its own rate. e.g. EPF + PPF + NPS, 8 yrsblended projection Retirement SCSS Calculator Estimate quarterly interest from a Senior Citizens Savings account. e.g. Rs 15L, 5 yrsRs 6L interest Insurance Term Insurance vs Endowment Plan Calculator Pure protection plus your own investing, or one bundled plan. e.g. ₹1Cr coverterm+invest vs endowment, compared Savings FD Calculator Work out what a fixed deposit matures to. e.g. Rs 5L, 5 yrs at 7%Rs 7.1L Loans Mortgage & Payoff Calculator Mortgage payments, interest, and payoff savings, in one place. e.g. $400K loan, 30 yrs$2,398/mo Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA Credit Credit Score Estimator Rough range, not the real thing. e.g. 5 factorsestimated range Tax Capital Gains Tax Calculator Estimate the tax owed on an investment gain. e.g. $5,000 gaintax owed Retirement 401(k) Calculator Project your 401(k) balance with contributions and employer match. e.g. $80K salary, 6% + match$612K Investing 1031 Exchange Calculator Full deferral needs equal-or-greater value, not just a like-kind swap. e.g. $800K sale, $120K depreciationtax deferred vs selling outright Retirement Roth vs Traditional Calculator Pay tax now, or later? See which wins. e.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-free Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Savings 529 Plan vs Custodial Brokerage Calculator Tax-free growth with strings attached, or no strings with a tax bill. e.g. $300/mo, 10 yrs529 vs UTMA/UGMA, post-tax Loans ARM vs Fixed-Rate Mortgage Calculator A lower rate now, in exchange for uncertainty later. e.g. 7/1 ARM vs 30-year fixedcost over your real hold period Loans Credit Card Payoff Calculator See how long payoff takes and what interest costs. e.g. $8,000 at 22%payoff plan