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Loans LAP vs Personal Loan Calculator A much lower rate, in exchange for pledging your property. e.g. Rs 15L needEMI and total interest, both routes Investing Lumpsum & Existing Holdings Projector Project EPF, PPF, NPS and other holdings forward, each at its own rate. e.g. EPF + PPF + NPS, 8 yrsblended projection Retirement Health Insurance Cover Adequacy Calculator Is your health cover actually enough, or just a round number? e.g. Age 35, family of 3, metrorecommended cover vs your gap Tax HRA Exemption Calculator Work out how much of your HRA is tax-exempt. e.g. Rs 40,000 basic, Rs 18,000 rentexemption Budgeting Inflation Calculator See what today's rupee is worth years from now. e.g. Rs 1L todayRs 1.8L in 10 yrs Retirement Atal Pension Yojana Calculator See the monthly contribution and guaranteed pension for your age. e.g. Age 25, Rs 5,000 pensionRs 376/mo Investing Post-tax Yield Comparator FD vs debt fund vs equity fund vs PPF/SSY, ranked after tax. e.g. Rs 5L, 10 yrs, 30% slabequity fund wins Tax NRI FEMA Remittance Calculator NRE repatriates freely; NRO is capped at USD 1 million a year. e.g. $150K from NROremaining headroom this financial year Tax GST Calculator Add or remove GST from any price instantly. e.g. Rs 10,000 at 18% GSTRs 11,800 Loans Home Loan Balance Transfer Calculator A lower rate only wins if you clear the transfer-cost breakeven. e.g. Rs 40L balance, 9.5%8.4% -> real savings after fees Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. Rs 1L at 10%, 10 yrsRs 2.7L Savings FD vs RD Calculator Lump sum today, or building it up month by month. e.g. ₹5L lump sum vs ₹15K/monthpost-tax maturity, compared Retirement Coast FIRE / Barista FIRE Calculator The amount you need today to coast to retirement on growth alone. e.g. $150K at 30are you already Coast FIRE for age 60? Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk Investing Investment Growth Calculator See what a monthly investment grows into over time. e.g. $500/mo, 20 yrs$274K Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Budgeting COBRA vs ACA Marketplace Calculator Same plan at a higher price, or a new plan with a subsidy. e.g. 6 months of coveragetotal cost, COBRA vs subsidized ACA Retirement Solo 401(k) vs SEP IRA Calculator The employee-deferral gap that usually decides which plan wins. e.g. $150K net SE incomeextra room with Solo 401(k) Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Savings Coverdell ESA vs 529 Plan Calculator More flexibility, capped at $2,000 a year. e.g. $6,000/yr desiredthe growth gap from the Coverdell cap Investing 1031 Exchange Calculator Full deferral needs equal-or-greater value, not just a like-kind swap. e.g. $800K sale, $120K depreciationtax deferred vs selling outright Tax S-Corp vs Sole Proprietor Calculator Only the salary portion pays payroll tax, if it's genuinely reasonable. e.g. $150K net incomereal savings after compliance cost Budgeting Dependent Care FSA vs Child Tax Credit Optimizer You can't double-dip, but the right order saves the most. e.g. $8,000 care coststhe optimal FSA + credit combination