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Tax ESOP Taxation Calculator Perquisite tax at exercise, capital gains tax at sale. e.g. 1,000 shares, Rs 450 spreadtwo separate tax events Retirement Atal Pension Yojana Calculator See the monthly contribution and guaranteed pension for your age. e.g. Age 25, Rs 5,000 pensionRs 376/mo Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Tax Income Tax Calculator Compare the old and new tax regimes side by side. e.g. Rs 12L incomeold vs new regime Investing Advanced SIP Calculator Project, goal and existing corpus in one, with a realistic market path. e.g. Rs 10,000/mo, 15 yrsRs 50.4L Savings Bank FD vs Corporate FD Calculator The extra rate is compensation for extra credit risk. e.g. ₹5L, 3 yrsthe credit-risk premium, quantified Loans Pre-EMI vs Full-EMI Calculator Lighter now, or cheaper over the loan's life. e.g. Rs 40L loan, 24mo constructionreal lifetime interest gap Loans Stamp Duty & Registration Calculator A cost that rarely makes it into the budget spreadsheet. e.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registration Investing Index Fund vs Active Fund Calculator Cost is guaranteed, outperformance isn't. e.g. ₹15K/month, 15 yrsthe gross-return edge active funds need Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. Rs 1L at 10%, 10 yrsRs 2.7L Loans Prepay vs Invest Extra cash: pay down the loan, or invest it instead? e.g. Extra Rs 5,000/mo, 20-yr loanRs 2.4L saved by prepaying Loans Credit Card Payoff Calculator Payoff time and true cost - including the 18% GST on interest. e.g. Rs 1L at 42%payoff plan Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. $10,000 at 7%, 10 yrs$19.7K Retirement Roth Conversion Ladder Calculator Each conversion needs its own 5-year clock before it's penalty-free. e.g. $40K/yr conversiontax due now and your access date Budgeting Net Worth Calculator Add up what you own, subtract what you owe. e.g. $250K assets, $150K debt$100K net worth Investing Investment Growth Calculator See what a monthly investment grows into over time. e.g. $500/mo, 20 yrs$274K Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Retirement Social Security Estimator Claim at 62, 67, or 70? Compare your benefit. e.g. $2,000 at 67$2,480 if you wait to 70 Retirement Retirement Number Calculator Find the number you need to retire comfortably. e.g. $4,000/mo expensesyour number Retirement FIRE Number Calculator (Sequence-Risk Adjusted) Retiring decades early needs a lower withdrawal rate than 4%. e.g. $60K expenses, retiring at 45the SORR-adjusted target Tax ISO vs NSO Exercise Calculator No tax now, or tax now -- and the AMT trap either way. e.g. 5,000 options, $35 spreadNSO tax vs ISO AMT exposure Retirement 401(k) Calculator Project your 401(k) balance with contributions and employer match. e.g. $80K salary, 6% + match$612K Savings Coverdell ESA vs 529 Plan Calculator More flexibility, capped at $2,000 a year. e.g. $6,000/yr desiredthe growth gap from the Coverdell cap Tax 1099/Side-Hustle Quarterly Estimated Tax Calculator Self-employment tax comes on top of income tax, not instead of it. e.g. $60K side incomeyour 4 quarterly payment amounts
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