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Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Investing REIT/InvIT Yield & Tax Calculator The headline yield, and what you actually keep after tax. e.g. 7% yieldreal post-tax number after the taxable slice Investing Impact of 1% Calculator See what a 1% fee or return difference compounds into over decades. e.g. 1% drag on Rs 10,000/mo, 20 yrsRs 12.5L lost Tax ULIP Surrender & Maturity Tax Calculator One premium threshold decides if your payout is tax-free. e.g. Rs 1.5L premiumfully exempt or capital-gains taxed Tax HRA Exemption Calculator Work out how much of your HRA is tax-exempt. e.g. Rs 40,000 basic, Rs 18,000 rentexemption Investing Direct vs Regular Mutual Fund Plan Calculator Identical holdings, different distributor commission. e.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantified Tax NRI Property Sale TDS Calculator The TDS withheld is nowhere near your actual tax. e.g. Rs 80L saleTDS on the full price, not just the gain Retirement Atal Pension Yojana Calculator See the monthly contribution and guaranteed pension for your age. e.g. Age 25, Rs 5,000 pensionRs 376/mo Savings FD vs RD Calculator Lump sum today, or building it up month by month. e.g. ₹5L lump sum vs ₹15K/monthpost-tax maturity, compared Budgeting Emergency Fund Calculator Size your safety net and see how fast you can build it. e.g. Rs 50,000 expenses6mo target Tax ELSS vs PPF vs Regular Mutual Fund Calculator Three ways to build a corpus, three very different lock-ins. e.g. ₹1.5L/yr 80C budgetthree post-tax outcomes Loans Flat vs Reducing Rate EMI Calculator See the true effective rate hiding behind a "flat rate" loan. e.g. 8% flat~14.5% true reducing rate Budgeting Emergency Fund Calculator Find out how much of a safety net you need. e.g. $4,000 expenses6mo target Tax Federal Income Tax Calculator Find your federal tax bracket and estimated bill. e.g. $90K incomeyour bracket Retirement FIRE Number Calculator (Sequence-Risk Adjusted) Retiring decades early needs a lower withdrawal rate than 4%. e.g. $60K expenses, retiring at 45the SORR-adjusted target Loans Student Loan Repayment Plan Comparator A lower payment now usually means more years and more total interest. e.g. $45K balancestandard vs income-driven payment estimate Savings High-Yield Savings Calculator See what a better savings rate earns you over time. e.g. $5,000 at 4.5%, 5 yrs$6,280 Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Retirement Backdoor Roth IRA Calculator What the pro-rata rule actually taxes on your conversion. e.g. $80K pre-tax IRA + $7K contributionmost of it is taxable Tax RSU Tax & Withholding-Gap Calculator The 22% withholding rarely covers what you actually owe. e.g. $80K vest at 32% bracketreal gap to set aside Retirement Roth Conversion Ladder Calculator Each conversion needs its own 5-year clock before it's penalty-free. e.g. $40K/yr conversiontax due now and your access date Budgeting HSA vs FSA vs Limited-Purpose FSA Calculator The only account with a triple tax advantage, if you're eligible. e.g. $3,000 expensestax savings across all three account types Loans Mortgage & Payoff Calculator Mortgage payments, interest, and payoff savings, in one place. e.g. $400K loan, 30 yrs$2,398/mo