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Investing Reach a Goal Work out the monthly SIP needed to hit a target. e.g. Target Rs 1Cr in 10 yrsRs 43,000/mo Savings KVP Calculator See how long your Kisan Vikas Patra takes to double. e.g. Rs 1L at 7.5%Rs 2L in ~9.5 yrs Investing Lumpsum Calculator What a one-time investment grows to, before and after tax. e.g. ₹5L at 12%, 10 yrs₹15.5L Investing XIRR Calculator Your real annualised return across irregular, dated cashflows. e.g. 4 instalments, 3 yrsthe return CAGR cannot measure Loans Personal Loan EMI Calculator EMI, total interest, and what the processing fee really costs. e.g. ₹5L at 14%, 3 yrs₹17,089/mo, 16.6% effective Investing Index Fund vs Active Fund Calculator Cost is guaranteed, outperformance isn't. e.g. ₹15K/month, 15 yrsthe gross-return edge active funds need Tax Income Tax Calculator Compare the old and new tax regimes side by side. e.g. Rs 12L incomeold vs new regime Retirement Gratuity Calculator Estimate the gratuity payout owed at your salary and tenure. e.g. Rs 40,000 salary, 10 yrsRs 2.3L Investing Impact of 1% Calculator See what a 1% fee or return difference compounds into over decades. e.g. 1% drag on Rs 10,000/mo, 20 yrsRs 12.5L lost Loans Flat vs Reducing Rate EMI Calculator See the true effective rate hiding behind a "flat rate" loan. e.g. 8% flat~14.5% true reducing rate Retirement Term Insurance Cover Calculator The Human Life Value method, not a flat "10x income" guess. e.g. Rs 12L income, 20 yrsRs 1.55Cr cover Loans LAP vs Personal Loan Calculator A much lower rate, in exchange for pledging your property. e.g. Rs 15L needEMI and total interest, both routes Tax Federal Income Tax Calculator Find your federal tax bracket and estimated bill. e.g. $90K incomeyour bracket Retirement Required Minimum Distribution (RMD) Calculator A required withdrawal you can't skip, with a real penalty for missing it. e.g. $600K balance, age 75this year's required distribution Savings 529 Calculator See what a monthly 529 contribution grows into for college. e.g. $200/mo, 13 yrs$47K Tax QBI (Section 199A) Deduction Calculator A hard cliff for service businesses, a softer landing for everyone else. e.g. $180K QBIactual deduction after the SSTB/wage limits Savings Compound Interest Calculator Watch a lump sum snowball over time. e.g. $10,000 at 7%, 10 yrs$19.7K Tax US Expatriation / Green Card Exit Tax Calculator A deemed sale of everything you own, the day before you leave. e.g. $2.5M net worth, $1.5M gainsestimated exit tax exposure Loans Mortgage Points Buy-Down Calculator The breakeven decides everything, not the rate on the brochure. e.g. 2 points on $400Kbreakeven vs your planned years in the home Budgeting HSA vs FSA vs Limited-Purpose FSA Calculator The only account with a triple tax advantage, if you're eligible. e.g. $3,000 expensestax savings across all three account types Retirement Mega Backdoor Roth Calculator How much extra after-tax 401(k) room you actually have. e.g. $72K overall limitup to $47.5K in extra Roth room Loans ARM vs Fixed-Rate Mortgage Calculator A lower rate now, in exchange for uncertainty later. e.g. 7/1 ARM vs 30-year fixedcost over your real hold period Savings 529 Plan vs Custodial Brokerage Calculator Tax-free growth with strings attached, or no strings with a tax bill. e.g. $300/mo, 10 yrs529 vs UTMA/UGMA, post-tax Budgeting ACA Subsidy Cliff Calculator One extra dollar past 400% of FPL costs your whole subsidy. e.g. $65K MAGI, household of 2subsidy at risk
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