Calculators
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Loans
PopularCar Loan EMI CalculatorEMI, total interest, and what the car is worth by the end.Credit Card Payoff CalculatorPayoff time and true cost - including the 18% GST on interest.Flat vs Reducing Rate EMI CalculatorSee the true effective rate hiding behind a "flat rate" loan.Home Loan Balance Transfer CalculatorA lower rate only wins if you clear the transfer-cost breakeven.Home Loan EMI & Prepayment CalculatorEMI, interest, and prepayment savings, in one place.LAP vs Personal Loan CalculatorA much lower rate, in exchange for pledging your property.Personal Loan EMI CalculatorEMI, total interest, and what the processing fee really costs.Pre-EMI vs Full-EMI CalculatorLighter now, or cheaper over the loan's life.Prepay vs InvestExtra cash: pay down the loan, or invest it instead?Rent vs Buy CalculatorWould renting and investing the difference beat buying?Stamp Duty & Registration CalculatorA cost that rarely makes it into the budget spreadsheet.
Car Loan EMI Calculatore.g. Rs 8L, 60mo at 9.5%Rs 16,800/moLoansCredit Card Payoff Calculatore.g. Rs 1L at 42%payoff planLoansFlat vs Reducing Rate EMI Calculatore.g. 8% flat~14.5% true reducing rateLoansHome Loan Balance Transfer Calculatore.g. Rs 40L balance, 9.5%8.4% -> real savings after feesLoansHome Loan EMI & Prepayment Calculatore.g. Rs 40L loan, 20 yrsRs 34,714/moLoansLAP vs Personal Loan Calculatore.g. Rs 15L needEMI and total interest, both routesLoansPersonal Loan EMI Calculatore.g. ₹5L at 14%, 3 yrs₹17,089/mo, 16.6% effectiveLoansPre-EMI vs Full-EMI Calculatore.g. Rs 40L loan, 24mo constructionreal lifetime interest gapLoansPrepay vs Investe.g. Extra Rs 5,000/mo, 20-yr loanRs 2.4L saved by prepayingLoansRent vs Buy Calculatore.g. Rs 60L home, Rs 20K rentbreak-even yearLoansStamp Duty & Registration Calculatore.g. Rs 60L home in Maharashtra~Rs 3.6L extra at registrationLoans
Car Loan EMI CalculatorEMI, total interest, and what the car is worth by the end.Credit Card Payoff CalculatorPayoff time and true cost - including the 18% GST on interest.Flat vs Reducing Rate EMI CalculatorSee the true effective rate hiding behind a "flat rate" loan.Home Loan Balance Transfer CalculatorA lower rate only wins if you clear the transfer-cost breakeven.Home Loan EMI & Prepayment CalculatorEMI, interest, and prepayment savings, in one place.LAP vs Personal Loan CalculatorA much lower rate, in exchange for pledging your property.Personal Loan EMI CalculatorEMI, total interest, and what the processing fee really costs.Pre-EMI vs Full-EMI CalculatorLighter now, or cheaper over the loan's life.Prepay vs InvestExtra cash: pay down the loan, or invest it instead?Rent vs Buy CalculatorWould renting and investing the difference beat buying?Stamp Duty & Registration CalculatorA cost that rarely makes it into the budget spreadsheet.
Investing
PopularAdvanced SIP CalculatorProject, goal and existing corpus in one, with a realistic market path.CAGR CalculatorWork out the annual growth rate behind any investment.Cost of Delay CalculatorWhat starting your SIP late really costs - and the catch-up SIP needed.Direct vs Regular Mutual Fund Plan CalculatorIdentical holdings, different distributor commission.Gold: SGB vs ETF vs PhysicalThe same rupees in gold, three very different tax outcomes.Impact of 1% CalculatorSee what a 1% fee or return difference compounds into over decades.Index Fund vs Active Fund CalculatorCost is guaranteed, outperformance isn't.Lumpsum & Existing Holdings ProjectorProject EPF, PPF, NPS and other holdings forward, each at its own rate.Lumpsum CalculatorWhat a one-time investment grows to, before and after tax.Post-tax Yield ComparatorFD vs debt fund vs equity fund vs PPF/SSY, ranked after tax.Reach a GoalWork out the monthly SIP needed to hit a target.REIT/InvIT Yield & Tax CalculatorThe headline yield, and what you actually keep after tax.ROI CalculatorTotal return, money multiple, and the annualised figure that matters.SIP CalculatorSee what a monthly SIP grows into over time.SIP vs Lumpsum CalculatorAveraging into volatility, or betting on time in the market.Step Up SIP CalculatorRaise your SIP with your salary and see what it adds.Stock Average CalculatorYour weighted average buy price across every purchase.XIRR CalculatorYour real annualised return across irregular, dated cashflows.
Advanced SIP Calculatore.g. Rs 10,000/mo, 15 yrsRs 50.4LInvestingCAGR Calculatore.g. Rs 1LRs 2.5L in 5 yrs = 20% CAGRInvestingCost of Delay Calculatore.g. Start 5 yrs late~Rs 90L less at 25 yrsInvestingDirect vs Regular Mutual Fund Plan Calculatore.g. ₹15K/month, 15 yrsthe expense-ratio drag, quantifiedInvestingGold: SGB vs ETF vs Physicale.g. Rs 5L, 8 yrsSGB's tax-free exit usually winsInvestingImpact of 1% Calculatore.g. 1% drag on Rs 10,000/mo, 20 yrsRs 12.5L lostInvestingIndex Fund vs Active Fund Calculatore.g. ₹15K/month, 15 yrsthe gross-return edge active funds needInvestingLumpsum & Existing Holdings Projectore.g. EPF + PPF + NPS, 8 yrsblended projectionInvestingLumpsum Calculatore.g. ₹5L at 12%, 10 yrs₹15.5LInvestingPost-tax Yield Comparatore.g. Rs 5L, 10 yrs, 30% slabequity fund winsInvestingReach a Goale.g. Target Rs 1Cr in 10 yrsRs 43,000/moInvestingREIT/InvIT Yield & Tax Calculatore.g. 7% yieldreal post-tax number after the taxable sliceInvestingROI Calculatore.g. ₹1L₹2.5L in 5 yrs = 150% total, 20.1% a yearInvestingSIP Calculatore.g. Rs 10,000/mo, 15 yrsRs 50.3LInvestingSIP vs Lumpsum Calculatore.g. ₹6L availableSIP vs lumpsum, same horizonInvestingStep Up SIP Calculatore.g. ₹10K/mo +10% a year, 15 yrs₹35L more than flatInvestingStock Average Calculatore.g. 100 @ ₹450 + 50 @ ₹380₹426.67 averageInvestingXIRR Calculatore.g. 4 instalments, 3 yrsthe return CAGR cannot measureInvesting
Advanced SIP CalculatorProject, goal and existing corpus in one, with a realistic market path.CAGR CalculatorWork out the annual growth rate behind any investment.Cost of Delay CalculatorWhat starting your SIP late really costs - and the catch-up SIP needed.Direct vs Regular Mutual Fund Plan CalculatorIdentical holdings, different distributor commission.Gold: SGB vs ETF vs PhysicalThe same rupees in gold, three very different tax outcomes.Impact of 1% CalculatorSee what a 1% fee or return difference compounds into over decades.Index Fund vs Active Fund CalculatorCost is guaranteed, outperformance isn't.Lumpsum & Existing Holdings ProjectorProject EPF, PPF, NPS and other holdings forward, each at its own rate.Lumpsum CalculatorWhat a one-time investment grows to, before and after tax.Post-tax Yield ComparatorFD vs debt fund vs equity fund vs PPF/SSY, ranked after tax.Reach a GoalWork out the monthly SIP needed to hit a target.REIT/InvIT Yield & Tax CalculatorThe headline yield, and what you actually keep after tax.ROI CalculatorTotal return, money multiple, and the annualised figure that matters.SIP CalculatorSee what a monthly SIP grows into over time.SIP vs Lumpsum CalculatorAveraging into volatility, or betting on time in the market.Step Up SIP CalculatorRaise your SIP with your salary and see what it adds.Stock Average CalculatorYour weighted average buy price across every purchase.XIRR CalculatorYour real annualised return across irregular, dated cashflows.
Savings
PopularBank FD vs Corporate FD CalculatorThe extra rate is compensation for extra credit risk.Compound Interest CalculatorWatch a lump sum snowball over time.FD CalculatorWork out what a fixed deposit matures to.FD vs Debt Mutual Fund CalculatorGuaranteed slab-rate tax, or market-linked slab-rate tax.FD vs RD CalculatorLump sum today, or building it up month by month.KVP CalculatorSee how long your Kisan Vikas Patra takes to double.NPS Vatsalya CalculatorProject your child's NPS Vatsalya corpus at 18 - and at 60.NSC CalculatorWork out your National Savings Certificate maturity value.NSC vs KVP vs Tax-saving FD CalculatorSame tax treatment, different Section 80C eligibility.Post Office MIS CalculatorSee the guaranteed monthly income from a Post Office MIS account.PPF CalculatorSee what your PPF account grows to at maturity.RD CalculatorSee what a recurring deposit adds up to.Simple Interest CalculatorWork out interest on a fixed principal, no compounding.Sukanya Samriddhi CalculatorProject your daughter's SSY account to maturity - fully tax-free.Sukanya Samriddhi vs PPF vs Child MF CalculatorThree ways to build your child's corpus, compared post-tax.
Bank FD vs Corporate FD Calculatore.g. ₹5L, 3 yrsthe credit-risk premium, quantifiedSavingsCompound Interest Calculatore.g. Rs 1L at 10%, 10 yrsRs 2.7LSavingsFD Calculatore.g. Rs 5L, 5 yrs at 7%Rs 7.1LSavingsFD vs Debt Mutual Fund Calculatore.g. ₹5L, 5 yrsFD vs debt fund, post-taxSavingsFD vs RD Calculatore.g. ₹5L lump sum vs ₹15K/monthpost-tax maturity, comparedSavingsKVP Calculatore.g. Rs 1L at 7.5%Rs 2L in ~9.5 yrsSavingsNPS Vatsalya Calculatore.g. Rs 2,000/mo from age 5~Rs 6.4L at 18SavingsNSC Calculatore.g. Rs 1L, 5 yrs at 7.7%Rs 1.45LSavingsNSC vs KVP vs Tax-saving FD Calculatore.g. ₹1.5L investedpost-tax maturity, three waysSavingsPost Office MIS Calculatore.g. Rs 9L at 7.4%Rs 5,550/moSavingsPPF Calculatore.g. Rs 1.5L/yr, 15 yrsRs 40.7LSavingsRD Calculatore.g. Rs 10,000/mo, 5 yrsRs 7.3LSavingsSimple Interest Calculatore.g. Rs 1L at 8%, 3 yrsRs 24,000 interestSavingsSukanya Samriddhi Calculatore.g. Rs 1.5L/yr~Rs 72L at 21SavingsSukanya Samriddhi vs PPF vs Child MF Calculatore.g. Rs 1.5L/yr, 15 yrswhich option nets the mostSavings
Bank FD vs Corporate FD CalculatorThe extra rate is compensation for extra credit risk.Compound Interest CalculatorWatch a lump sum snowball over time.FD CalculatorWork out what a fixed deposit matures to.FD vs Debt Mutual Fund CalculatorGuaranteed slab-rate tax, or market-linked slab-rate tax.FD vs RD CalculatorLump sum today, or building it up month by month.KVP CalculatorSee how long your Kisan Vikas Patra takes to double.NPS Vatsalya CalculatorProject your child's NPS Vatsalya corpus at 18 - and at 60.NSC CalculatorWork out your National Savings Certificate maturity value.NSC vs KVP vs Tax-saving FD CalculatorSame tax treatment, different Section 80C eligibility.Post Office MIS CalculatorSee the guaranteed monthly income from a Post Office MIS account.PPF CalculatorSee what your PPF account grows to at maturity.RD CalculatorSee what a recurring deposit adds up to.Simple Interest CalculatorWork out interest on a fixed principal, no compounding.Sukanya Samriddhi CalculatorProject your daughter's SSY account to maturity - fully tax-free.Sukanya Samriddhi vs PPF vs Child MF CalculatorThree ways to build your child's corpus, compared post-tax.
Retirement
PopularAtal Pension Yojana CalculatorSee the monthly contribution and guaranteed pension for your age.EPF CalculatorProject your provident fund at retirement.EPS Pension CalculatorEPFO's formula with the Rs 15,000 cap and early-pension cuts made visible.FIRE Calculator for IndiaThe corpus you need to stop working, on Indian inflation.Gratuity CalculatorEstimate the gratuity payout owed at your salary and tenure.Health Insurance Cover Adequacy CalculatorIs your health cover actually enough, or just a round number?NPS CalculatorCorpus, tax-free lump sum, and the pension after tax and inflation.NPS Tier 2 vs Mutual Fund CalculatorSame growth, very different tax on the way out.NPS vs EPF vs PPF CalculatorDifferent lock-ins, different tax rules, different equity exposure.NRI Return-to-India Retirement Bridge CalculatorA short window where your foreign income stays outside Indian tax.Retirement Corpus CalculatorFind the corpus you need to retire on your terms.SCSS CalculatorEstimate quarterly interest from a Senior Citizens Savings account.SWP CalculatorSee how long a withdrawal plan makes your corpus last.Term Insurance Cover CalculatorThe Human Life Value method, not a flat "10x income" guess.
Atal Pension Yojana Calculatore.g. Age 25, Rs 5,000 pensionRs 376/moRetirementEPF Calculatore.g. Rs 25,000 basic, 30 yrsRs 1.8CrRetirementEPS Pension Calculatore.g. 30 yrs of serviceRs 6,857/moRetirementFIRE Calculator for Indiae.g. ₹60,000/mo expenses₹2.06Cr and 20 years awayRetirementGratuity Calculatore.g. Rs 40,000 salary, 10 yrsRs 2.3LRetirementHealth Insurance Cover Adequacy Calculatore.g. Age 35, family of 3, metrorecommended cover vs your gapRetirementNPS Calculatore.g. Rs 10,000/mo from 30Rs 2.3Cr at 60RetirementNPS Tier 2 vs Mutual Fund Calculatore.g. Rs 15,000/mo, 15 yrswhich nets more after taxRetirementNPS vs EPF vs PPF Calculatore.g. ₹10K/month, 25 yrsretirement corpus, three waysRetirementNRI Return-to-India Retirement Bridge Calculatore.g. 15 yrs abroadyour estimated RNOR restructuring windowRetirementRetirement Corpus Calculatore.g. Rs 50,000/mo expensescorpus neededRetirementSCSS Calculatore.g. Rs 15L, 5 yrsRs 6L interestRetirementSWP Calculatore.g. Rs 50L corpus, Rs 30,000/molasts?RetirementTerm Insurance Cover Calculatore.g. Rs 12L income, 20 yrsRs 1.55Cr coverRetirement
Atal Pension Yojana CalculatorSee the monthly contribution and guaranteed pension for your age.EPF CalculatorProject your provident fund at retirement.EPS Pension CalculatorEPFO's formula with the Rs 15,000 cap and early-pension cuts made visible.FIRE Calculator for IndiaThe corpus you need to stop working, on Indian inflation.Gratuity CalculatorEstimate the gratuity payout owed at your salary and tenure.Health Insurance Cover Adequacy CalculatorIs your health cover actually enough, or just a round number?NPS CalculatorCorpus, tax-free lump sum, and the pension after tax and inflation.NPS Tier 2 vs Mutual Fund CalculatorSame growth, very different tax on the way out.NPS vs EPF vs PPF CalculatorDifferent lock-ins, different tax rules, different equity exposure.NRI Return-to-India Retirement Bridge CalculatorA short window where your foreign income stays outside Indian tax.Retirement Corpus CalculatorFind the corpus you need to retire on your terms.SCSS CalculatorEstimate quarterly interest from a Senior Citizens Savings account.SWP CalculatorSee how long a withdrawal plan makes your corpus last.Term Insurance Cover CalculatorThe Human Life Value method, not a flat "10x income" guess.
Tax
PopularAdvance Tax CalculatorYour quarterly installment schedule, and what missing it costs.Capital Gains Tax CalculatorEquity, debt funds, property, gold - the tax before you sell.Crypto & VDA Tax CalculatorFlat 30%, no loss set-off, no exceptions.DTAA Foreign Tax Credit CalculatorHow much of your foreign tax actually offsets India tax.ELSS Calculator80C saving, three-year lock-in, and the LTCG bill on exit.ELSS vs PPF vs Regular Mutual Fund CalculatorThree ways to build a corpus, three very different lock-ins.ESOP Taxation CalculatorPerquisite tax at exercise, capital gains tax at sale.Freelancer Presumptive Tax CalculatorSection 44ADA presumptive vs actual-expense: which nets more.GST CalculatorAdd or remove GST from any price instantly.GST Composition vs Regular Scheme CalculatorA lower flat rate, but no input tax credit.HRA Exemption CalculatorWork out how much of your HRA is tax-exempt.HUF Tax Planning CalculatorA second set of slabs for the same family, if structured right.Income Tax CalculatorCompare the old and new tax regimes side by side.LRS Foreign Remittance TCS CalculatorSame remittance, wildly different TCS depending on purpose.NRI FEMA Remittance CalculatorNRE repatriates freely; NRO is capped at USD 1 million a year.NRI Property Sale TDS CalculatorThe TDS withheld is nowhere near your actual tax.Salary / Take-Home CalculatorSee what actually lands in your account from your CTC.TDS CalculatorWork out the TDS a bank deducts on your FD/RD interest.ULIP Surrender & Maturity Tax CalculatorOne premium threshold decides if your payout is tax-free.
Advance Tax Calculatore.g. Rs 3L liability4-installment schedule + 234B/234C exposureTaxCapital Gains Tax Calculatore.g. Rs 6L gain on equityRs 61,750 taxTaxCrypto & VDA Tax Calculatore.g. Rs 3L gainflat tax regardless of other crypto lossesTaxDTAA Foreign Tax Credit Calculatore.g. Rs 15L foreign incomeFTC capped at India's own rateTaxELSS Calculatore.g. ₹12,500/mo, 3 yrsmaturity plus ₹1.35L of 80C reliefTaxELSS vs PPF vs Regular Mutual Fund Calculatore.g. ₹1.5L/yr 80C budgetthree post-tax outcomesTaxESOP Taxation Calculatore.g. 1,000 shares, Rs 450 spreadtwo separate tax eventsTaxFreelancer Presumptive Tax Calculatore.g. Rs 18L receiptspresumptive usually winsTaxGST Calculatore.g. Rs 10,000 at 18% GSTRs 11,800TaxGST Composition vs Regular Scheme Calculatore.g. Rs 40L turnoverwhich scheme actually costs less GSTTaxHRA Exemption Calculatore.g. Rs 40,000 basic, Rs 18,000 rentexemptionTaxHUF Tax Planning Calculatore.g. Rs 6L routed via HUFreal annual tax savedTaxIncome Tax Calculatore.g. Rs 12L incomeold vs new regimeTaxLRS Foreign Remittance TCS Calculatore.g. Rs 12L remittanceTCS from 0.5% to 20% by purposeTaxNRI FEMA Remittance Calculatore.g. $150K from NROremaining headroom this financial yearTaxNRI Property Sale TDS Calculatore.g. Rs 80L saleTDS on the full price, not just the gainTaxSalary / Take-Home Calculatore.g. Rs 12L CTC~Rs 94K/mo take-homeTaxTDS Calculatore.g. Rs 60,000 interestRs 6,000 TDS at 10%TaxULIP Surrender & Maturity Tax Calculatore.g. Rs 1.5L premiumfully exempt or capital-gains taxedTax
Advance Tax CalculatorYour quarterly installment schedule, and what missing it costs.Capital Gains Tax CalculatorEquity, debt funds, property, gold - the tax before you sell.Crypto & VDA Tax CalculatorFlat 30%, no loss set-off, no exceptions.DTAA Foreign Tax Credit CalculatorHow much of your foreign tax actually offsets India tax.ELSS Calculator80C saving, three-year lock-in, and the LTCG bill on exit.ELSS vs PPF vs Regular Mutual Fund CalculatorThree ways to build a corpus, three very different lock-ins.ESOP Taxation CalculatorPerquisite tax at exercise, capital gains tax at sale.Freelancer Presumptive Tax CalculatorSection 44ADA presumptive vs actual-expense: which nets more.GST CalculatorAdd or remove GST from any price instantly.GST Composition vs Regular Scheme CalculatorA lower flat rate, but no input tax credit.HRA Exemption CalculatorWork out how much of your HRA is tax-exempt.HUF Tax Planning CalculatorA second set of slabs for the same family, if structured right.Income Tax CalculatorCompare the old and new tax regimes side by side.LRS Foreign Remittance TCS CalculatorSame remittance, wildly different TCS depending on purpose.NRI FEMA Remittance CalculatorNRE repatriates freely; NRO is capped at USD 1 million a year.NRI Property Sale TDS CalculatorThe TDS withheld is nowhere near your actual tax.Salary / Take-Home CalculatorSee what actually lands in your account from your CTC.TDS CalculatorWork out the TDS a bank deducts on your FD/RD interest.ULIP Surrender & Maturity Tax CalculatorOne premium threshold decides if your payout is tax-free.
Budgeting
Popular50/30/20 Budget CalculatorSplit your take-home into needs, wants, and tax-smart savings.Emergency Fund CalculatorSize your safety net and see how fast you can build it.Inflation CalculatorSee what today's rupee is worth years from now.Net Worth CalculatorAdd up what you own, subtract what you owe.
50/30/20 Budget Calculatore.g. Rs 80,000 pay50/30/20 splitBudgetingEmergency Fund Calculatore.g. Rs 50,000 expenses6mo targetBudgetingInflation Calculatore.g. Rs 1L todayRs 1.8L in 10 yrsBudgetingNet Worth Calculatore.g. Rs 20L assets, Rs 8L debtRs 12L net worthBudgeting
50/30/20 Budget CalculatorSplit your take-home into needs, wants, and tax-smart savings.Emergency Fund CalculatorSize your safety net and see how fast you can build it.Inflation CalculatorSee what today's rupee is worth years from now.Net Worth CalculatorAdd up what you own, subtract what you owe.
Insurance
Loans
PopularARM vs Fixed-Rate Mortgage CalculatorA lower rate now, in exchange for uncertainty later.Auto Loan CalculatorWork out your monthly car payment and total interest.Credit Card Payoff CalculatorSee how long payoff takes and what interest costs.HELOC vs Cash-Out Refinance CalculatorA cash-out refi resets your ENTIRE mortgage rate, not just the new cash.Mortgage & Payoff CalculatorMortgage payments, interest, and payoff savings, in one place.Mortgage Points Buy-Down CalculatorThe breakeven decides everything, not the rate on the brochure.Payoff vs InvestExtra cash: pay down debt, or invest it instead?Student Loan Repayment Plan ComparatorA lower payment now usually means more years and more total interest.
ARM vs Fixed-Rate Mortgage Calculatore.g. 7/1 ARM vs 30-year fixedcost over your real hold periodLoansAuto Loan Calculatore.g. $30K, 60mo at 6%$580/moLoansCredit Card Payoff Calculatore.g. $8,000 at 22%payoff planLoansHELOC vs Cash-Out Refinance Calculatore.g. $80K cash neededHELOC or refi, which costs lessLoansMortgage & Payoff Calculatore.g. $400K loan, 30 yrs$2,398/moLoansMortgage Points Buy-Down Calculatore.g. 2 points on $400Kbreakeven vs your planned years in the homeLoansPayoff vs Investe.g. Extra $300/mo, 20-yr loan$9,800 saved by paying offLoansStudent Loan Repayment Plan Comparatore.g. $45K balancestandard vs income-driven payment estimateLoans
ARM vs Fixed-Rate Mortgage CalculatorA lower rate now, in exchange for uncertainty later.Auto Loan CalculatorWork out your monthly car payment and total interest.Credit Card Payoff CalculatorSee how long payoff takes and what interest costs.HELOC vs Cash-Out Refinance CalculatorA cash-out refi resets your ENTIRE mortgage rate, not just the new cash.Mortgage & Payoff CalculatorMortgage payments, interest, and payoff savings, in one place.Mortgage Points Buy-Down CalculatorThe breakeven decides everything, not the rate on the brochure.Payoff vs InvestExtra cash: pay down debt, or invest it instead?Student Loan Repayment Plan ComparatorA lower payment now usually means more years and more total interest.
Investing
Popular1031 Exchange CalculatorFull deferral needs equal-or-greater value, not just a like-kind swap.Investment Growth CalculatorSee what a monthly investment grows into over time.
1031 Exchange Calculatore.g. $800K sale, $120K depreciationtax deferred vs selling outrightInvestingInvestment Growth Calculatore.g. $500/mo, 20 yrs$274KInvesting
1031 Exchange CalculatorFull deferral needs equal-or-greater value, not just a like-kind swap.Investment Growth CalculatorSee what a monthly investment grows into over time.
Savings
Popular529 CalculatorSee what a monthly 529 contribution grows into for college.529 Plan vs Custodial Brokerage CalculatorTax-free growth with strings attached, or no strings with a tax bill.CD Ladder CalculatorSpread savings across CDs for steady, staggered returns.Compound Interest CalculatorWatch a lump sum snowball over time.Coverdell ESA vs 529 Plan CalculatorMore flexibility, capped at $2,000 a year.High-Yield Savings CalculatorSee what a better savings rate earns you over time.HSA CalculatorSee how an HSA grows with its triple tax break.
529 Calculatore.g. $200/mo, 13 yrs$47KSavings529 Plan vs Custodial Brokerage Calculatore.g. $300/mo, 10 yrs529 vs UTMA/UGMA, post-taxSavingsCD Ladder Calculatore.g. $20,000 across 5 rungs4.5% average yieldSavingsCompound Interest Calculatore.g. $10,000 at 7%, 10 yrs$19.7KSavingsCoverdell ESA vs 529 Plan Calculatore.g. $6,000/yr desiredthe growth gap from the Coverdell capSavingsHigh-Yield Savings Calculatore.g. $5,000 at 4.5%, 5 yrs$6,280SavingsHSA Calculatore.g. $3,000/yr, 20 yrs$130K tax-freeSavings
529 CalculatorSee what a monthly 529 contribution grows into for college.529 Plan vs Custodial Brokerage CalculatorTax-free growth with strings attached, or no strings with a tax bill.CD Ladder CalculatorSpread savings across CDs for steady, staggered returns.Compound Interest CalculatorWatch a lump sum snowball over time.Coverdell ESA vs 529 Plan CalculatorMore flexibility, capped at $2,000 a year.High-Yield Savings CalculatorSee what a better savings rate earns you over time.HSA CalculatorSee how an HSA grows with its triple tax break.
Retirement
Popular401(k) CalculatorProject your 401(k) balance with contributions and employer match.Backdoor Roth IRA CalculatorWhat the pro-rata rule actually taxes on your conversion.Coast FIRE / Barista FIRE CalculatorThe amount you need today to coast to retirement on growth alone.FIRE Number Calculator (Sequence-Risk Adjusted)Retiring decades early needs a lower withdrawal rate than 4%.Mega Backdoor Roth CalculatorHow much extra after-tax 401(k) room you actually have.Required Minimum Distribution (RMD) CalculatorA required withdrawal you can't skip, with a real penalty for missing it.Retirement Number CalculatorFind the number you need to retire comfortably.Roth Conversion Ladder CalculatorEach conversion needs its own 5-year clock before it's penalty-free.Roth vs Traditional CalculatorPay tax now, or later? See which wins.Safe Withdrawal Rate BacktesterHow often your withdrawal rate would have survived US market history.Social Security EstimatorClaim at 62, 67, or 70? Compare your benefit.Solo 401(k) vs SEP IRA CalculatorThe employee-deferral gap that usually decides which plan wins.
401(k) Calculatore.g. $80K salary, 6% + match$612KRetirementBackdoor Roth IRA Calculatore.g. $80K pre-tax IRA + $7K contributionmost of it is taxableRetirementCoast FIRE / Barista FIRE Calculatore.g. $150K at 30are you already Coast FIRE for age 60?RetirementFIRE Number Calculator (Sequence-Risk Adjusted)e.g. $60K expenses, retiring at 45the SORR-adjusted targetRetirementMega Backdoor Roth Calculatore.g. $72K overall limitup to $47.5K in extra Roth roomRetirementRequired Minimum Distribution (RMD) Calculatore.g. $600K balance, age 75this year's required distributionRetirementRetirement Number Calculatore.g. $4,000/mo expensesyour numberRetirementRoth Conversion Ladder Calculatore.g. $40K/yr conversiontax due now and your access dateRetirementRoth vs Traditional Calculatore.g. Same $500/mo, 30 yrsRoth wins by ~$40K tax-freeRetirementSafe Withdrawal Rate Backtestere.g. 4% over 30 years, 60% equityhistorical success rateRetirementSocial Security Estimatore.g. $2,000 at 67$2,480 if you wait to 70RetirementSolo 401(k) vs SEP IRA Calculatore.g. $150K net SE incomeextra room with Solo 401(k)Retirement
401(k) CalculatorProject your 401(k) balance with contributions and employer match.Backdoor Roth IRA CalculatorWhat the pro-rata rule actually taxes on your conversion.Coast FIRE / Barista FIRE CalculatorThe amount you need today to coast to retirement on growth alone.FIRE Number Calculator (Sequence-Risk Adjusted)Retiring decades early needs a lower withdrawal rate than 4%.Mega Backdoor Roth CalculatorHow much extra after-tax 401(k) room you actually have.Required Minimum Distribution (RMD) CalculatorA required withdrawal you can't skip, with a real penalty for missing it.Retirement Number CalculatorFind the number you need to retire comfortably.Roth Conversion Ladder CalculatorEach conversion needs its own 5-year clock before it's penalty-free.Roth vs Traditional CalculatorPay tax now, or later? See which wins.Safe Withdrawal Rate BacktesterHow often your withdrawal rate would have survived US market history.Social Security EstimatorClaim at 62, 67, or 70? Compare your benefit.Solo 401(k) vs SEP IRA CalculatorThe employee-deferral gap that usually decides which plan wins.
Tax
Popular1099/Side-Hustle Quarterly Estimated Tax CalculatorSelf-employment tax comes on top of income tax, not instead of it.Capital Gains Tax CalculatorEstimate the tax owed on an investment gain.Federal Income Tax CalculatorFind your federal tax bracket and estimated bill.ISO vs NSO Exercise CalculatorNo tax now, or tax now -- and the AMT trap either way.Paycheck CalculatorSee what actually lands in your account after tax.QBI (Section 199A) Deduction CalculatorA hard cliff for service businesses, a softer landing for everyone else.RSU Tax & Withholding-Gap CalculatorThe 22% withholding rarely covers what you actually owe.S-Corp vs Sole Proprietor CalculatorOnly the salary portion pays payroll tax, if it's genuinely reasonable.US Expatriation / Green Card Exit Tax CalculatorA deemed sale of everything you own, the day before you leave.
1099/Side-Hustle Quarterly Estimated Tax Calculatore.g. $60K side incomeyour 4 quarterly payment amountsTaxCapital Gains Tax Calculatore.g. $5,000 gaintax owedTaxFederal Income Tax Calculatore.g. $90K incomeyour bracketTaxISO vs NSO Exercise Calculatore.g. 5,000 options, $35 spreadNSO tax vs ISO AMT exposureTaxPaycheck Calculatore.g. $70K salaryreal take-homeTaxQBI (Section 199A) Deduction Calculatore.g. $180K QBIactual deduction after the SSTB/wage limitsTaxRSU Tax & Withholding-Gap Calculatore.g. $80K vest at 32% bracketreal gap to set asideTaxS-Corp vs Sole Proprietor Calculatore.g. $150K net incomereal savings after compliance costTaxUS Expatriation / Green Card Exit Tax Calculatore.g. $2.5M net worth, $1.5M gainsestimated exit tax exposureTax
1099/Side-Hustle Quarterly Estimated Tax CalculatorSelf-employment tax comes on top of income tax, not instead of it.Capital Gains Tax CalculatorEstimate the tax owed on an investment gain.Federal Income Tax CalculatorFind your federal tax bracket and estimated bill.ISO vs NSO Exercise CalculatorNo tax now, or tax now -- and the AMT trap either way.Paycheck CalculatorSee what actually lands in your account after tax.QBI (Section 199A) Deduction CalculatorA hard cliff for service businesses, a softer landing for everyone else.RSU Tax & Withholding-Gap CalculatorThe 22% withholding rarely covers what you actually owe.S-Corp vs Sole Proprietor CalculatorOnly the salary portion pays payroll tax, if it's genuinely reasonable.US Expatriation / Green Card Exit Tax CalculatorA deemed sale of everything you own, the day before you leave.
Budgeting
Popular50/30/20 Budget CalculatorSplit your paycheck into needs, wants, and savings.ACA Subsidy Cliff CalculatorOne extra dollar past 400% of FPL costs your whole subsidy.COBRA vs ACA Marketplace CalculatorSame plan at a higher price, or a new plan with a subsidy.Dependent Care FSA vs Child Tax Credit OptimizerYou can't double-dip, but the right order saves the most.Emergency Fund CalculatorFind out how much of a safety net you need.HSA vs FSA vs Limited-Purpose FSA CalculatorThe only account with a triple tax advantage, if you're eligible.Inflation CalculatorSee what today's dollar is worth years from now.Net Worth CalculatorAdd up what you own, subtract what you owe.
50/30/20 Budget Calculatore.g. $5,000 pay50/30/20 splitBudgetingACA Subsidy Cliff Calculatore.g. $65K MAGI, household of 2subsidy at riskBudgetingCOBRA vs ACA Marketplace Calculatore.g. 6 months of coveragetotal cost, COBRA vs subsidized ACABudgetingDependent Care FSA vs Child Tax Credit Optimizere.g. $8,000 care coststhe optimal FSA + credit combinationBudgetingEmergency Fund Calculatore.g. $4,000 expenses6mo targetBudgetingHSA vs FSA vs Limited-Purpose FSA Calculatore.g. $3,000 expensestax savings across all three account typesBudgetingInflation Calculatore.g. $10,000 today$13.4K in 10 yrsBudgetingNet Worth Calculatore.g. $250K assets, $150K debt$100K net worthBudgeting
50/30/20 Budget CalculatorSplit your paycheck into needs, wants, and savings.ACA Subsidy Cliff CalculatorOne extra dollar past 400% of FPL costs your whole subsidy.COBRA vs ACA Marketplace CalculatorSame plan at a higher price, or a new plan with a subsidy.Dependent Care FSA vs Child Tax Credit OptimizerYou can't double-dip, but the right order saves the most.Emergency Fund CalculatorFind out how much of a safety net you need.HSA vs FSA vs Limited-Purpose FSA CalculatorThe only account with a triple tax advantage, if you're eligible.Inflation CalculatorSee what today's dollar is worth years from now.Net Worth CalculatorAdd up what you own, subtract what you owe.